First home buyer? Haven’t bought a property in years? Let’s briefly explain the process…

So, you’ve spoken to the bank and got your Pre-Approval (step one). Now it’s time to go house hunting. Let’s skip forward to finding your dream home…..

A brief outline on what happens next when buying via a Private Treaty (normal For Sale) property

1. Purchaser & Seller sign a contract. Purchaser pays a deposit of 0.25% of the purchase price

2. The Seller is committed to that sale, the Purchaser has a cooling off period – usually between 5-10 business days

3. Purchaser uses cooling off period to finalise finance & conduct property inspections (pest & building)

4. Towards end of cooling off period Purchaser pays 10% deposit. As soon as the cooling off period expires the property is officially SOLD!

5. There is usually about a 4 week period where Seller packs, moves etc

6. Settlement Day – Seller hands in keys to agent, property settles & Purchaser collects keys to their new home

If you have any questions about the process involved in buying a new home please feel free to give me a call and I’ll help out with any questions that you may have.

Josh Tonkes, 0404 580 625

Director – my house realty

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